1 Star2 Stars3 Stars4 Stars5 Stars
Debt Recovery Credit Cards | 641 Views

BMO Preferred Rate Mastercard (11.9%)

    $20 annual fee

    11.9% rate on purchases & cash advances

    Free extended warranty and purchase protection

    Zero Dollar Liability: protects you from unauthorized use of your credit card

    Worldwide acceptance at over 30 million locations

    BMO is not responsible for maintaining the content on this site. Please click on the
    Apply now link for the most up to date information

Apply now
at BMO’s secure site
Annual Fee
Purchase Rate
Balance Transfer
Cash Advance
Credit Required
Interest savings
Apply now
at BMO’s secure site

        Card Features

  • Get MBNA Rewards for your purchases and redeem them for your passions, including travel, merchandise, or even cash back.
  • Earn 1 MBNA Rewards point‡ for every $1 in eligible purchases
  • Receive 5,000 bonus MBNA Rewards points after your first eligible purchase††. That's equivalent to $50 when redeemed for cash back or travel
  • Redeem points‡ for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No annual fee


  • 5,000 bouns points offer
  • No annual fee rewards card


  • Not a low rate card

        Interest Rates

  • APR: 19.99%
  • Balance Transfer APR: 21.99%
  • Cash Advance APR: 24.99%

        Bonus Offer

  • Receive 5,000 bonus MBNA Rewards points after your first eligible purchase

        Introductory Rates

  • 0% on balance transfers for the first 6 months

       Annual Fee

  • $0

        Reward Earnings Rate

  • 1 point per $1 spent

        Additional Details

  • Grace Period: 21 Days


  • Balance Transfer Fee: 1% of amount advanced (minimum fee $7.50)
  • Cash Advance Fee: 1% of amount advanced (minimum fee $7.50)
  • Foreign Transaction Fee: 2.5%
  • Over Credit Limit Fee: $25.00 per Statement Period

Stay updated

Subscribe with your name and email to start getting our official rates, news and updates:
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form