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Debt Recovery Credit Cards | 681 Views

RBC Visa Classic Low Rate Option

    Low fixed annual interest rate of 11.99% on both purchases and cash advances

    Low $20 annual fee

    No annual fee for additional cards

    Avoid high interest costs. If you choose to carry a balance on your card, the low 11.99% interest rate – on purchases and cash
    advances – lets you save on interest.

    Save money with RBC Offers. Get personalized offers to save money on shopping, dining and more.

    Protection for you and your purchases. Zero liability protection protects you from fraud (provided you took reasonable precautions to protect your card and your PIN). Purchase security and extended warranty insurance1 protects your eligible purchases.

Apply now
at RBC’s secure site
Annual Fee
Purchase Rate
Balance Transfer
Cash Advance
Credit Required
Interest savings
Apply now
at RBC’s secure site

Card Features

  • Get MBNA Rewards for your purchases and redeem them for your passions, including travel, merchandise, or even cash back.
  • Earn 1 MBNA Rewards point‡ for every $1 in eligible purchases
  • Receive 5,000 bonus MBNA Rewards points after your first eligible purchase††. That's equivalent to $50 when redeemed for cash back or travel
  • Redeem points‡ for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No annual fee


  • 5,000 bouns points offer
  • No annual fee rewards card


  • Not a low rate card

        Interest Rates

  • APR: 19.99%
  • Balance Transfer APR: 21.99%
  • Cash Advance APR: 24.99%

         Bonus Offer

  • Receive 5,000 bonus MBNA Rewards points after your first eligible purchase

         Introductory Rates

  • 0% on balance transfers for the first 6 months

        Annual Fee

  • $0

       Reward Earnings Rate

  • 1 point per $1 spent

        Additional Details

  • Grace Period: 21 Days


  • Balance Transfer Fee: 1% of amount advanced (minimum fee $7.50)
  • Cash Advance Fee: 1% of amount advanced (minimum fee $7.50)
  • Foreign Transaction Fee: 2.5%
  • Over Credit Limit Fee: $25.00 per Statement Period

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