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Debt Recovery Credit Cards | 363 Views

Scotiabank Value® VISA card

    Special 1.99% introductory interest rate on Balance transfers for the first six months. For accounts opened by July 31, 2017.

    Low 11.99% interest rate

    Interest free grace period of at least 21 days on purchases

    Save hundreds of dollars a year

    Pay down your balances faster

    Simplify your monthly payments

    20% AVIS rental card discount

    Purchase protection and extended warranty

Apply now
at Scotiabank’s secure site
Annual Fee
$29
Purchase Rate
11.99%
Balance Transfer
0.99%
Cash Advance
0.99%
Credit Required
Good
Interest savings
$1364
Apply now
at Scotiabank’s secure site

        Card Features

  • Get MBNA Rewards for your purchases and redeem them for your passions, including travel, merchandise, or even cash back.
  • Earn 1 MBNA Rewards point‡ for every $1 in eligible purchases
  • Receive 5,000 bonus MBNA Rewards points after your first eligible purchase††. That's equivalent to $50 when redeemed for cash back or travel
  • Redeem points‡ for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No annual fee

         Pros 

  • 5,000 bouns points offer
  • No annual fee rewards card

        Cons 

  • Not a low rate card

        Interest Rates

  • APR: 19.99%
  • Balance Transfer APR: 21.99%
  • Cash Advance APR: 24.99%

        Bonus Offer

  • Receive 5,000 bonus MBNA Rewards points after your first eligible purchase

        Introductory Rates

  • 0% on balance transfers for the first 6 months

        Annual Fee

  • $0

        Reward Earnings Rate

  • 1 point per $1 spent

        Additional Details

  • Grace Period: 21 Days

        Fees

  • Balance Transfer Fee: 1% of amount advanced (minimum fee $7.50)
  • Cash Advance Fee: 1% of amount advanced (minimum fee $7.50)
  • Foreign Transaction Fee: 2.5%
  • Over Credit Limit Fee: $25.00 per Statement Period

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